Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Bangor Support can be reached by phone at 1.877.226.4671 or by chat on bangor.com. The rates may change after the account is opened. 8.06%. Home Equity Loans. (Loan to value ratio exceeding 80% requires Private Mortgage Insurance). Get free mortgage quotes from multiple lenders to find a competitive rate for your home loan. For other rates on owner occupied residential three and four family and investment properties, please contact a Haverhill bank mortgage originator at (978) 374-0161. Use it over and over again—even if your first mortgage is not with us. If determined to be required, valuation of property and/or title insurance may be obtained. Additional Phone Numbers: (207) 942-5211. Please contact your mortgage loan officer to … ARM = Adjustable Rate Mortgage; APR may increase at adjustment period. To cover these potential losses it had $534,712,000 in equity and $46,590,000 in loans loss reserves. Annual percentage yields assume interest remains on deposit. Fees may reduce earnings on the account. And because it's a line of credit, not just a loan, you have access to cash whenever you need it. Still want to have personal assistance? Bangor Savings Bank deposit account and auto-pay required to obtain relationship rate. FHA loans allow you to have as little as 3.5 percent for a down payment. 2.412% Annual Percentage Rate (APR) is effective March 1, 2021, subject to change without notice and is available for home purchase transactions on 15-year (180 month) fixed-rate conventional mortgages. Annual percentage yields assume interest remains on deposit. Interest will be compounded daily and credited to your account monthly. Bangor Savings Bank deposit account and auto-pay required to obtain relationship rate. Current 30 & 15 Year Fixed Mortgage Rates. Paying points up front can lower your overall interest rate. Maximum loan to value calculations vary based on property type and occupancy status. Looking to use your home equity to consolidate bills, take care of home improvements, pay for education, or maybe just take a vacation? Maine land loans, mobile home lending, seasonal camp loans, and construction mortgages. The variable rate is tied to the highest domestic Prime Rate published in the “Money Rates” section of The Wall Street Journal, plus or minus a margin. Loans. Maximum fixed rate jumbo mortgage with PMI is $1,250,000.00. . APR Relationship Rate for borrowers with a Bangor Savings Bank personal deposit account and auto-pay of monthly payments. Member FDIC Maximum loan to value is 80 percent of appraised value, including any other existing liens. Market Rate IRAs require a $25 minimum opening deposit. For most of us, financing a home is one of the most important purchases we will ever make. Application Fee includes the cost of appraisal and credit report. Our trained, experienced, and local mortgage loan officers work closely with you to find a loan financing solution that fits your needs. APR = Annual Percentage Rate. The rates may change after the account is opened. For additional information, email us at lending@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). 3 Year Adjustable Rate Mortgage. Other advantages include easy terms, fast approval, lines as low as $10,000 and the ability to borrow up to 80% of your home's equity. Available for owner-occupied 1 to 4 family residential properties and second homes. Available for owner-occupied 1 to 4 family residential properties and second homes. As of September 30, 2020, Bangor Savings Bank had $18,410,000 in non-current loans and $0 in owned real estate. If determined to be required, valuation of property and/or title insurance may be obtained. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450. Must be under the age of 18 to be eligible for Great Start Savings. Assets and Liabilities. The combined cumulative loan-to-value cannot exceed 97%. A free inside look at company reviews and salaries posted anonymously by employees. Early Termination Fees are not applicable for Vermont properties. Ten-year advance period followed by a 15-year principal and interest repayment. Annual percentage yields assume interest remains on deposit. If less than 20% is put down, PMI may be required. If determined to be required, valuation of property and/or title insurance may be obtained. The maximum annual percentage rate that may be imposed is 18.000%. 80%. ARM Composite APR includes prepaid finance charges such as, $88.00 Tax Service Fee, $80.00 Hazard Tracking Fee, $400.00 Processing Fee, $14.50 Flood Certificate Fee and $200.00 Employment/Income Verification Fee. One-year draw period then due and payable. Be the first to find this review helpful. Our Benefit Home Equity Fixed is one of the few equity programs offering a fixed rate for the life of the loan. Look For Bangor Savings Mortgage Sun West Mortgage Home Equity Loan Auswide Home Loan Calculator Axis Bank Home Loan Repayment Charges Average Mortgage Loan Avg Mortgage Rate 30 Yr Fixed Austin Texas Mortgage Rates Average Mortgage Payment In Delaware Average Mortgage Rate Now Bac Home Loans Servicing Corporate Address Avadian Credit Union Home Equity Loan . North Easton Savings Bank offers a variety of loan options to choose from including fixed rate mortgages, adjustable rate mortgages, construction loans and other special programs. *Interest rates and annual percentage yields are accurate as of October 1, 2020. Call us now 808-946-1400 Find a Branch. 4 Year CD Rates at Bangor Savings Bank were changed from 1.70 percent with a yield of 1.71 percent. We use the daily balance method to calculate the interest on your account. To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus®, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). You can draw on the Benefit Home Equity Flex for 3 years, followed by a 10-year repayment period, and your rate won't go up. We use the daily balance method to calculate the interest on your account. Great Start Savings accounts require a $1 minimum opening deposit. Annual percentage yields assume interest remains on deposit. Bangor Savings Bank deposit account and auto-pay required to obtain relationship rate. Seven-year advance period followed by a 15-year principal and interest repayment. Effective Date: March 10, 2021. Apply Now. Our Benefit Home Equity Blend gives you a fixed rate for the first 3 years so you don't have to worry about fluctuating interest rates. *Interest rates and annual percentage yields are accurate as of October 1, 2020. Their 3 month CD rates were increased by 25 percent from 1.00 percent with an APY of 1.01 percent to … To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Interest will be compounded daily and credited to your account monthly. Address: 99 Franklin St. Bangor, ME 04401. Rate … Fees may reduce earnings on the account. Member FDIC Annual percentage yields assume interest remains on deposit. *Interest rates and annual percentage yields are accurate as of October 1, 2020. *Interest rates and annual percentage yields are accurate as of October 1, 2020. The rates may change after the account is opened. The bank works to connect with its communities and customers, offering a variety of checking, money market and savings accounts and certificates of deposit that meet different needs and financial goals.. Bangor includes free online, mobile and text banking along with its ATMs and branches. *Interest rates and annual percentage yields are accurate as of October 1, 2020. Most Common Questions. Benefit Savings accounts require a $25 minimum opening deposit. Bangor Savings Bank does not assess any ATM usage fees both within and outside of the U.S. ATM fee refund:Any ATM fees in the U.S. will be refunded within 3 business days. Find all the information you need to make the right decision about your mortgage. Compare Bangor Savings Bank CD Rates for 4 Year certificates of deposit with other CD rates. For additional information, email us at lending@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). Website: www.bangor.com. Benefit Money Market account requires a $5,000 minimum opening deposit. All loans are subject to credit approval by Bangor Savings Bank. The monthly principal and interest payment for 180 months per $1,000 borrowed … Fees may reduce earnings on the account. Interest will be compounded daily and credited to your account monthly. Our trained, experienced, and local mortgage loan officers work closely with you to find a … Early Termination Fee of $450 if the line is terminated within the first 36 months. Line amounts between $10,000 and $750,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Our Bridge Line of Credit gives you access to funds from your existing home to purchase another. Interest will be compounded daily and credited to your account monthly. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. **This rate also applies to our Great Start CD. Benefit Plus® Checking accounts require a $25 minimum opening deposit. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away! Interest rates and annual percentage rates are subject to change without notice and are accurate as of October 1, 2020. The rates and information listed below assumes a purchase of a single family, primary residence located in Bristol, Plymouth, Norfolk or Barnstable County with a loan to value up to 60%. The maximum annual percentage rate that may be imposed is 18.000%. $10,000-$1,000,000. Tap into the equity in your home at competitive rates to fund home improvements, vacations, education, investments, taxes, and more with our Benefit Home Equity Variable. Interest will be compounded daily and credited to your account monthly. With a variable rate and a 12 month draw you can find the right home to fit your needs. Mortgage Calculator. Costs may range from $500 to $1,500. Our online application is now up … Interest rates and annual percentage rates are subject to change without notice and are accurate as of October 1, 2020. An applicable origination fee of 1% of the approved loan amount will be charged (Minimum $500). Costs may range from $500 to $1,500. We use the daily balance method to calculate the interest on your account. 3.500%. Minimum credit advance $250. We use the daily balance method to calculate the interest on your account. logging in. All above APRs are composite APRs. The average rate on a 30-year fixed-rate mortgage loan stood at 2.79 percent during the same period. Application can be made by calling 877-303-1639, by applying online, or by meeting with a mortgage loan officer. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. Costs may range from $500 to $1,500. Personal Market Rate Statement Savings accounts require a $5,000 minimum opening deposit. We use the daily balance method to calculate the interest on your account. Whether looking for a traditional fixed-rate mortgage or one of our other loan solutions, Bangor Savings Bank is committed to finding the best home mortgage for you. Annual percentage yields assume interest remains on deposit. Offering a variety of mortgage products and options, your loan officer will help you find the right loan, answer your questions, and make sure you go from application to approval as smoothly as possible! Our interest-bearing checking account. To learn more about our Benefit Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). Annual percentage yields assume interest remains on deposit. $169.4MM. Interest will be compounded daily and credited to your account monthly. Competitive mortgage rates in Maine. External Link Disclaimer. ... Rate of pay could be better. The rates may change after the account is opened. Fees may reduce earnings on the account. Assets. A special savings plan for individuals under the age of 18. The APR is required to include certain fees many banks like to add to their loans. Annual Interest Income. Trouble Minimum credit advance $250. Assumes 20% down payment. Faster closings on Maine personal mortgages, so you don’t lose out on your dream house. APR Relationship Rate for borrowers with a Bangor Savings Bank personal deposit account and auto-pay of monthly payments. Our trained, experienced, and local mortgage loan officers work closely with you to find a loan financing solution that fits your needs. A low minimum balance and daily compounding make it easy to save. The new 1 year CD rate at Bangor Savings Bank is at 1.51 percent, up from 1.06 percent. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Interest will be compounded daily and credited to your account monthly. The rates may change after the account is opened. Phone: (207) 255-4522. 3.0 ★ ★ ★ ★ ★ Current Employee, less than 1 year. These rates are also applicable to the fiduciary version of this account. All rates listed are Annual Percentage Yield (APY). A Home Equity Line of Credit (HELOC) may be the right solution for you. Business Complete Money Market account requires a $5,000 minimum opening deposit. Bangor Savings Bank CD Rates for 4 Year certificate of deposits are now at 1.55 percent with an APY of 1.56 percent. 5 year CD rates from Bangor Savings Bank were increased from 1.71 percent to 1.86 percent. Site Map ©2017 Territorial Savings … A minimum daily balance of $500 is required to earn the annual percentage yield. Maximum loan to value is 80 percent of appraised value, including any other existing liens. Local; Online Annual Percentage Yield: Details: CFG Bank 0.660%: Compare: Online Rate - High Yield Money Market $25,000 Min. The maximum annual percentage rate … Offer applies to primary, single family properties (other rates and terms available for other transaction and property types). The rates may change after the account is opened. APR Relationship Rate for borrowers with a Bangor Savings Bank personal deposit account and auto-pay of monthly payments. For additional information, email us at lending@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). These rates are also applicable to the fiduciary version of this account. 2 year CD rates from Bangor Savings Bank were increased to 1.71 percent, up from 1.36 percent. Fees may reduce earnings on the account. *Interest rates and annual percentage yields are accurate as of October 1, 2020. *Interest rates and annual percentage yields are accurate as of October 1, 2020. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. Available for owner-occupied 1 to 4 family residential properties and second homes. *Interest rates and annual percentage yields are accurate as of October 1, 2020. We use the daily balance method to calculate the interest on your account. Whether you're buying or building your first house, refinancing your current mortgage, or investing in a second home or investment property, Machias Savings Bank has the right loan for you. $6.06B $4.73B. Maine mortgage rates updated daily. Compare the best savings accounts and money market rates Bangor, Maine, ME based on location and convenience, bank financials, and rates - February 7, 2021. The variable rate is tied to the highest domestic Prime Rate published in the "Money Rates" section of The Wall Street Journal, plus or minus a margin. Monthly account maintenance fee:$20 (waived if you meet certain requirements, detailed below) ATM fee:Free ATMs worldwide. To learn more about Benefit Plus® Checking click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). An adult co-owner is required for minors under the age of 16. In lending terms, a point is equal to 1% of your loan amount. logging in. Benefit Home Equity Blend rates are fixed for 36 months then convert to variable rates that can change monthly. Available for owner-occupied 1 to 4 family residential properties and second homes. Kennebec Savings Bank (including its directors, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third-party site. You are now leaving the Kennebec Savings Bank website. Early Termination Fee of $450 if the line is terminated within the first 36 months. The APR (annual percentage rate) can help. Maximum loan to value is 80 percent of appraised value, including any other existing liens. Allowable loan amounts: $125,000-$548,250. The rates may change after the account is opened. Interest rates and annual percentage rates are subject to change without notice and are accurate as of October 1, 2020. Kennebec Savings Bank is proud not to charge ANY bank fees on our biweekly and monthly fixed rate mortgages. We are available Mon-Fri 7am-7pm, Sat 8am-2pm & Sun 9am-2pm. If determined to be required, valuation of property and/or title insurance may be obtained. To learn more about our Business Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). Interest will be compounded daily and credited to your account monthly. Flag as Inappropriate Report Flag as Inappropriate. Make sure you are accurately comparing costs. Penalties may be imposed for early withdrawal. Improve your cash flow with our refinance options to potentially lower your rate and monthly mortgage payment. Early Termination Fee of $450 if the line is terminated within the first 36 months. We take the complexity and the confusion out of applying for a home mortgage loan for your purchase or refinancing needs and assist you with the application process, every step of the way. Shopping around? Early Termination fee does not apply. Regular Statement Savings accounts require a $25 minimum opening deposit. Use Gifts and Borrowed Funds for Down Payment. According to Mortgage News Daily, the average interest rate on a 15-year fixed-rate mortgage loan stood at 2.35 percent in December 2020. Annual percentage yields assume interest remains on deposit. Rates | Machias Savings Bank. Many conventional loans expect the down payment to be a show of financial investment on your part and expect the payment with your own savings … We are now accepting applications for the Second Round Payroll Protection Program loans! Have questions? We make loan approvals locally so you can expect dependability and commitment to you. Bangor Savings Bank CD rates were increased this week. (continued below) … That gives it a Texas Ratio of 3.17%. Fees may reduce earnings on the account. Fannie Mae mortgages, Maine State Housing, and more for first-time homebuyers. All APRs assume 20% downpayment. Penalties may be imposed for early withdrawal. | Equal Housing Lender, *Our branch lobbies are available by appointment only, you can use our. Share. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. Bangor Savings Bank Mortgage Website and Phone Contacts. Find reviews and ratings for Bangor Savings Bank. It pays to shop around for mortgage rates in Bangor, ME. Q4 2020 vs Q4 2019. The rates may change after the account is opened. Enjoy easy access to your money while earning competitive interest rates. We take the complexity and the confusion out of applying for a home mortgage loan for your purchase or refinancing needs and assist you with the application process, every step of the way. A good rule of thumb before starting the home-buying process is to avoid any big purchases about three to six months before buying a house. Application fee range of $677 to $699. We offer a variety of loan options to choose from including fixed rate mortgages, financing for primary residences, investment properties, second homes, camps and manufactured housing. For Adjustable rates, fully indexed rate is the 1 year treasury plus margin. Note: Read Our Top Five Mortgage Complaints! Interest rates and annual percentage rates are subject to change without notice and are accurate as of October 1, 2020. Costs may range from $500 to $1,500. Whether looking for a traditional fixed-rate mortgage or one of our other loan solutions, Bangor Savings Bank is committed to finding the best home mortgage … All terms require a $500 minimum opening deposit. A Hazard Insurance policy is required and must be approved by the bank prior to closing. A minimum daily balance of $100 is required to earn the annual percentage yield. Q4 2020 vs Q4 2019. Must be an owner-occupied, single family home. Learn more about this and other mortgage lenders at Bankrate.com. 37 Bangor Savings Bank reviews.